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Most Stripe guides give you a demo. They do not give you a billing system you trust. European SaaS needs more. You need SEPA debits and VAT.
Your Dashboard and your code are one system. If they drift, customers pay but get nothing.
Follow these rules:
- Webhooks are the only truth. Browser redirects are for UI.
- Verify every webhook. Use the raw request body.
- Handle SEPA payments carefully. Cards settle fast. SEPA takes days.
- Do not give access on the first event if the status is not paid.
- Wait for the async success event.
- Map prices with lookup keys or metadata. Do not use nicknames.
- Turn on automatic tax. Collect VAT IDs for B2B.
- Enable failure emails for bank debits.
- Use restricted keys and 2FA.
- Use Radar to stop card testing.
Build your system with these checks. Audit your settings on a schedule.
Source: https://dev.to/alexanderschneider/configuring-stripe-for-a-european-saas-startup-a-field-guide-1bla